Most rent versus buy advice is written by people who benefit from one of the answers. Here is the version I would give a friend.Right now in Austin, renting is genuinely competitive on a monthly
eXp Realty in Austin Lenders
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I have had the pleasure of being a mortgage loan originator for over 10 years. I enjoy interacting with my clients and helping them learn all about the home loan process. While it can be a lot of information to absorb, I do my very best to break it down into bite-sized pieces. This way you can feel comfortable as you are able to make informed decisions along the way. I work with all types of buyers, but I pride myself on working with first-time home buyers as I really enjoy helping them understand everything. There are a lot of moving pieces, but with the right team, it can make it a much more pleasurable experience. I look forward to working with you.
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Justin’s primary goal as a mortgage professional is to offer the highest level of service for each and every borrower. His dedication to service does not end with just him. Under his guidance, Justin oversees a team of experienced Loan Originators that is ready to help borrowers navigate the convoluted waters of mortgage lending seven days a week.Ask A Mortgage Question
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Hello, I'm Robert Jay, and I have been in the mortgage industry for 19 years (Started my career back in July of 2004). I am one of the few licensed senior mortgage advisor’s in the country that has actually been an underwriter.
My nickname is “Mr. Invincible” because I know the best program, how we need to structure things, and what we'll need from you to make it a smooth process.
I specialize in VA, FHA, USDA, and Conventional mortgage products like most lenders do, but I stepped it up a notch by simultaneously specializing in “Hard Money” loans for investors, and self-employed clients (No tax returns, and no income docs, and closings in as little as 13 days).
Aside from those options, I also specialize in Commercial loans, and my interest rates are very competitive (5’s and 6’s).
I truly enjoy connecting with my clients, and helping them learn all about the home process, and which options are available. Purchasing a home is one of the most important financial decisions in a persons lifetime, and I treat each client like they are family. I can also do cash out refi's as well.
When I have time outside of the office, I enjoy anything outdoors, especially going to the beach, or to the mountains, surfing, sailing, sky diving, bowling, and poker tournaments. I recently finished in 27th place in the Best Bet $100,000 guaranteed poker tournament out of 950.
The old adage is “You don’t know what you don’t know” and if you choose to work with me, you’ll learn a lot, I guarantee it!
Thank you very much for reading about me, and I look forward to being a valuable resource for you.
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I consider it an honor and pleasure to have the opportunity to work with the hardworking and deserving people in my community, especially my fellow veterans and their families achieve their goal of home ownership. I was born and raised in San Antonio and have a passion for this city. I went to Antonian College Preparatory and subsequently was appointed to The United States Air Force Academy. In 2004, upon graduation, I was commissioned as a 2nd LT and began my military career, right here at Brooks City Base. After my time in the service, I went directly into finance and worked as a personal financial adviser and corporate financial consultant before finding my calling as a Mortgage Loan Officer. My primary goal is to help every single person in San Antonio and the surrounding areas achieve the American dream of homeownership. I accomplish this goal through unparalleled customer service, hard work and attention to detail. My team and I will do whatever it takes to surpass your expectations and make the mortgage process simple, easy to understand and pain-free! When I was 17 years old I took an oath to abide by the core values of the Air Force: Integrity First, Service Before Self, and Excellence In All We Do. My commitment to these principles has never wavered and are fully integrated into my life and my career. I look forward to helping you get the keys to your American Dream!
Residential Mortgage Loan Originator - Branch Manager
- NamePatrick Pitts
- Phone512-736-5688
- Get Started
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My name is Patrick Pitts, some know me as the Mortgage Guy, I have lived in Texas for over 30 years and in just about every region of our great state. I grew up in North Texas before moving to West Texas for about 5 years and have currently lived in Central Texas (Austin/Round Rock) for over 10 years. While searching for my career I have worked hard in many industries but nothing gives me the satisfaction of getting a family into their next home and with over 10 years experience in lending that feeling never gets old! I understand this is one of the biggest purchases of your life and inevitably questions will come up, rest assured I will be available 24/7 to answer all your questions. You will get the experience of a proven loan officer that will ensure you have a stress-free mortgage experience and not have to pay any extra for it. Your first experience will ensure you will not need to call another lender ever again.Ask A Mortgage Question
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Every day is an adventure! The most true statement about mortgage lending is that it is never boring. Each transaction is like a trail blazing hike to a pinnacle in the lives of my clients. I just love being part of the journey. As the guide in the process I have the skills and experience to reduce the stress that comes from uncertainty. I listen, set expectations, and communicate, communicate, communicate!! I listen to my client's concerns, wants and needs. There are many programs and options so I make sure we develop a course that will fit each client's particular needs.
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I'm a loan officer that was a Realtor for 8 years previously. I understand that communication and timing are key. I love helping homebuyers understand the loan process and making the transaction as smooth and enjoyable as possible.Ask A Mortgage Question
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Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
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Meet Mac McChesney, a proud native Texan whose journey from the hustle and bustle of Los Angeles brought him to the vibrant heart of Texas, Austin, in 2014. With a rich history spanning two decades in the automotive finance industry, Mac made a remarkable career transition into the world of mortgages in 2017, embarking on an inspiring path of growth and achievement.
As a seasoned loan originator, Mac has spent the last six years honing his expertise and passion for helping people navigate the intricate world of home financing. Specializing in self-employed borrower loan products, and well-versed in VA, Conventional, FHA, and USDA loans, [Your Name] is your trusted partner in securing the right mortgage tailored to your unique needs.
Away from the desk, Mac is not just a devoted mortgage professional but also a dedicated family man. He's celebrated 16 wonderful years of marriage and is the loving father of two daughters, aged 9 and 7. In his free time, you can find him embracing the simple pleasures of life, such as enjoying movies, camping under the vast Texan sky, casting a line for a day of fishing, or cycling through the scenic beauty of the central Texas landscape.
Mac also nurtures his spiritual side and finds enlightenment in life's everyday moments. As a resident of San Marcos, he relishes tubing down the river, connecting with nature, and creating cherished memories with his family.
One of Mac's driving ambitions is to foster lasting partnerships with real estate professionals in the Central Texas community. In the ever-evolving real estate market, he aims to exceed expectations, providing clients with the knowledge, guidance, and personalized service they deserve.
With his Texas roots, passion for mortgage expertise, and deep connection to the community, Mac is committed to helping you secure your dream home and financial future. Reach out and let him guide you on your journey through the complexities of real estate and mortgage lending. Together, you can build a bright future in the great state of Texas..
EQUAL HOUSING OPPORTUNITY LENDER.
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BuyHouseEZ Alternative Financing (Private Lender)
- NameZeke Shlomi
- LicenseNMLS: 1599472
- Phone678-990-5033
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Zeke Shlomi has over 20 years of an IT management background combined with business & finance education. Zeke is a self-driven entrepreneur who is passionate and active in the U.S. residential real estate market, with a goal of helping first-time home buyers achieve homeownership while experiencing outstanding customer service.Ask A Mortgage Question
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Hi there, my name is Aaron and I'm a Mortgage Loan Officer at Geneva Financial. I love what I do, helping people to make their dream of home ownership come true! I'm passionate about providing the highest level of client satisfaction on every deal--that's my #1 priority. Each day I strive to provide an enjoyable experience that helps my clients with one of the biggest decisions they will make in life. Making sure you have the best mortgage loan possible that meets your individual needs is my mission!
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Everyone deserves the opportunity to have a mortgage professional that is on their side. Buying or refinancing a home is a huge decision and should be entrusted to someone that really has your best interest in mind. I feel it is important to listen and work with a client to find a mortgage solution that best fits their needs. I choose to see the family behind the finances, helping them to build a strong financial future through home ownership.Ask A Mortgage Question
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Since 1995, Carrie Westfall has served borrowers throughout the state of Texas, focused on providing great rates and low fees. We treat clients like family and consider you a client for life. HOW WE WORK The Infinity Mortgage Team of experts collaborates on every home loan. Our clients close on time with constant availability from every team member. Step by step, we walk you through the entire mortgage process. Close on time without surprises. We ensure you understand exactly what we are doing and why. We offer all types of financing including FHA, USDA, VA, CONVENTIONAL, ITIN loans and Down payment assistance programsAsk A Mortgage Question
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Since 2018, I have been employed in the mortgage industry with Alliance Credit Union. I am a Mortgage Loan Officer NMLS#1951472. I provide a simple and easy home buying process by investing myself entirely into my clients. I am dedicated to educating those I work with on the mortgage process and go above and beyond to support buyers in achieving their aspirations of becoming homeowners. I am committed to saving you money while assisting you in purchasing your ideal house or refinancing your existing home. I also assist with credit rehabilitation, lowering insurance costs or locating the best type of home loan.
Born and raised in Chicago, Illinois, I relocated to Lubbock in 2006 with my late husband. I adore my two sons, Jaxson and Ty, and am so pleased with the young men they have grown up to be. I am passionate about giving back to the community, volunteering whenever I can, and working tirelessly to launch my nonprofit, Restoring Grace. Outside of volunteering, I spend my free time with my family, working on home improvement projects, touring wineries, and traveling. Most importantly, my faith plays a significant role in my life. I am actively involved at Hillside Christian Church in Lubbock.
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I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
A Little About Me
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
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The Wood Group of Fairway Independent Mortgage Corp, NMLS #2289
- NameKim Didier
- LicenseNMLS #64551
- Phone512-831-2507
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I truly enjoy working in the mortgage business and, most particularly, as a Loan Officer. That is why I have always returned to it, in between raising my family and substitute teaching, for the past 34 years. I just can’t stay away! Watching the dream of homeownership become a reality, whether it be my clients’ first home or their 5th home, is very exciting and rewarding. My integrity, my extensive working knowledge of the mortgage loan processes and programs, and my ability to relate to and put my borrowers at ease are just a few of the things that set me apart. I also realize the value of and pride myself in providing open and consistent communication, throughout the loan process. Because of my experience in the mortgage industry, I truly know what it takes to facilitate a smooth transaction for my clients. Some, who know me well, say that I “have never met a stranger”. I believe that everyone is important and deserves the best that I can offer, personally and professionally.About
Hello everyone, I'm Raquel Garza, the COO at iCap Mortgage! ? Our goal is more than just helping you find the right loan. We aim to help you create a separate income stream matching your current earnings. Our connections in the lender community help us offer the most competitive loans with low-interest rates, low closing costs, and fast turn times. I come from a strong background in accounting, business consulting, and management, and I've had the amazing opportunity to learn from top CEOs, CFOs, and investors throughout my career. I've partnered with Vestell Wright, a veteran with over 25 years of experience in the mortgage, financial planning, real estate, and land development industries. His dynamic approach and impressive track record have earned him recognition as one of the top brokers in Texas. If you have any questions or are curious about loan options, please don't hesitate to contact us; we look forward to serving you and the local community!
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Customer-oriented Rudy Del Rio enjoys helping families reach their home ownership goals as a Loan Officer with Lendlo Mortgage. Born and raised in San Antonio, he is as knowledgeable about his area, as he is about numerous loan programs. Rudy has been in the mortgage business since 2002, starting at the age 17 for a national bank. As a committed loan officer, Rudy works closely with his clients to create home financing solutions that stay true to their needs. He also offers insight and support to ensure a seamless home buying process.
Lendlo Mortgage, LLC 2177075 | 3239 N. Loop 1604, Suite 101, San Antonio TX 78257
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With over 38 years of residential mortgage lending experience, I have performed at peak levels including winning Chairman’s Club status and leadership roles serving the lending needs of builders, homebuyers and real estate professionals. In this capacity, I have been responsible for managing and directing the work for a team of Mortgage Loan Consultants. My extensive background in the mortgage industry has allowed me the opportunity to help clients find financing that complements their wealth-building strategies and I have guided them through the process every step of the way. That experience has proven to be invaluable in assisting each and every client. More than just concentrating on what the client wants, I intuitively work with them to discover why homeownership is important and how it fits in with their family's life goals. I understand the client needs and how to customize the loan to meet the clients' financial goals. I am experienced with the new construction market and have financed every dream from starter condo to mansion. I am a Buyer’s Mortgage Banker and pride myself in working with all types of homebuyers who require different levels of support and coaching to achieve homeownership. I am a problem solver and keep a “can do” attitude in this highly regulated industry. My team prides itself in transparency, accessibility and delivering at an extremely high level of service to our partners.
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Spanish-speaking mortgage consultant with more than 15 yrs of experience serving TX and CA with access to financing in 27 other states.
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I am proud to have helped thousands of families, friends, veterans, and community leaders buy and refinance thier homes since 1994. As a branch manager for Success Lending I am always looking to grow my team of loan officers and Realtor partners. My office is located in Carlsbad, CA but I am grateful to work in AZ, CA, CO, FL, ID, MD, TN, VA, and WA. In a crowded field of mortgage professionals I separate myself with my expertise in self employed borrowers and my knowledge of VA insured loans. Like many of you I am active in my community.
* Past President and National Convention leader for the Asian Real Estate Association of America
* Finance Chair and past board member for the Carlsbad Educational Foundation
* Past Board member for the Moonlight Cultural Foundation
* Past President for the Kiwanis Club of Carlsbad
* Past board member for the CSUSM athletic foundation
About
After spending over a decade on three continents working in project management on multi-billion-dollar oil & gas construction projects, I was ready for a major career change. In 2018, I decided to move back to Texas and put my skills to work in the mortgage industry. I founded The Hallasan Group and have never looked back.
My team is defined by our commitment to everyday excellence. Early in 2020 I spent focused time with the founder of The Ritz-Carlton®, learning how to deliver outstanding service first to my team, and through them, to you. Whether you are a client or referral partner, we treat you as a high-level executive, based on our 11 service standards. My goal is for our team to be “the luxury hotel experience of the mortgage industry.”
I’m proud The Hallasan Group is part of CrossCountry Mortgage. The level of service and commitment to excellence throughout the company are a perfect match. Together, we provide the superior mortgage experience you deserve.
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Dustin attended Grand Valley University, after school he started his career as a loan officer in the residential mortgage lending industry. While living in Michigan, he worked for one of the nation’s largest privately held mortgage lenders. Looking for a change of pace and to grow his experience, Dustin pursued a career with a regional bank where he flourished as a top producing loan officer and sales manager. Dustin continues to build his career as a highly skilled and trusted industry professional. With more than 14 years of mortgage lending experience, Dustin has the knowledge and expertise to help each customer structure the optimal mortgage to achieve their financial goals. He prides himself on taking the time needed to understand his customers’ immediate and long term goals. Having helped thousands of clients, Dustin understands how confusing the home buying process can be, and works hard to walk each of his customers through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills and steadfast commitment to customer service, Dustin ensures his customers receive superior guidance as they pursue one of the most personal investments of their life time. Dustin resides in Austin, TX where he lives with his amazing white lab, Clover. He is active in the community and enjoys being outdoors in his free time. Dustin is committed to living a healthy lifestyle and most days can be found running Town Lake. I’m here to answer any questions you might have about our products and services. Feel free to contact me using any of the following methods:Ask A Mortgage Question
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Hey, my name is Courtney Bownes. I have been in the mortgage industry for two years so far at it has been an amazing experience. My favorite part of working with homebuyers is that I get to be a part of seeing them get the keys to their first home. It is a privilege to be the person that they can go to with questions or concerns as well as being able to guide them through the process.
When it comes to my clients, I will do it all. If a client raises something that I don't know the answer to, I will search high and low for an answer. I work hard to be not just an advisor but a friend to my clients and I work to keep a relationship with them by inviting all of my clients to my BBQs. In addition to my work as an loan officer, I also am currently an eXp agent as well which I love because I really enjoy house hunting and finding ways to WIN my clients offers. My work as an eXp agent helps me to really get in-depth knowledge about both sides of the homebuying process.
I'm grateful for how I got my start in the mortgage industry as I did start as a real estate agent. It was working as an agent that taught me the back bone of every offer are the relationships agents have with the loan officers. Through this realization, I determined that I want to make an impact on building amazing relationships with agents and my clients so that we may meet as strangers but we leave as friends.
A little look into my personal life, I'm someone with many passions. My weekends generally consist of hanging out with my family, camping, and showing homes. I also am a big fan of Doctor Who, the Green Bay Packers (my husband is a hardcore Browns fan though for all my Cleveland people), painting, and weather. Also, I am always looking for the best small town restaurants. So, if you know of any that I should try - send me the info!
My happy home is filled with my family of four. With my Browns loving husband, I have 2 kids that are 6 yrs old and 2 years old. Being a mother to my kids is such a joy and I couldn't ask for a better person to raise them with. However, we do have another family member I forgot to mention. Our family enjoys the companionship of a four legged friend. We have a dog named Hank and he is a Doberman/German Shepherd mix.
I look forward to the opportunity to work with you. Contact me today to get started!
Legacy Mutual Mortgage - The Mark Smith Team
- NameMark Smith
- License295910
- Phone505-379-9505
- Get Started
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Heather Gennette is a premier mortgage and real estate broker with a passion for delivering seamless, stress-free financing solutions tailored to each client’s unique needs. With a career spanning over two decades in real estate and lending, she has built a reputation for integrity, expertise, and an unwavering commitment to customer service.
Specializing in competitive-rate home loans and refinances across California and Florida, Heather simplifies the mortgage process, ensuring clients receive clear guidance and elite-level service at every stage. Her concierge-style approach means she anticipates challenges before they arise, making homeownership achievable and hassle-free.
Heather’s background in both commercial and residential real estate gives her a comprehensive understanding of the market, allowing her to craft strategic financing solutions that align with long-term financial goals. Heather has been part of a cadre of transactions giving her a unique ability to navigate complex transactions with confidence.
Beyond her role in lending, Heather serves as the Executive Director and Chairperson of the Board at Our Church Ministries, reflecting her dedication to community and service.
For a mortgage experience defined by precision, transparency, and excellence, connect with Heather today.
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Loan Officer based in Central Texas, but serving the needs of borrowers across the country! Buying a home can be scary, no matter if it's your first time, your 50th time or anywhere in between. You want somebody on your side to guide you through the process and remove all the stress along the way. With great service and even better pricing, you can rest assured that you've got the best loan advisor for your specific situation!Ask A Mortgage Question
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As your mortgage loan officer, I am looking forward to helping you through your home loan journey. Whether you’re ready to buy, sell, refinance, or are just thinking about making a change, I’m here for you. I’ve been a mortgage professional for several years which has helped me see and understand the many facets of mortgage lending. Each home journey is unique, and I’ll help you find a great rate for your financial situation.
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A professional mortgage broker, Ashley's demonstrated management and leadership experience spans over across the real estate and finance industry. Her attention to detail coupled with a proven ability for finding solutions and a commitment to client satisfaction is the cornerstone of her success. Ashley's knowledge of mortgage markets, industry trends, new loan programs, real estate trends and her relationships with past clients, real estate professionals, and community leaders brings an added value to investors, buyers, sellers, and partners. Ashley graduated from The University of Texas at Austin with her Bachelor's degree in business and sociology, and earned her master's degree in business from Southern New Hampshire University. She is a licensed Mortgage Loan Originator through the National Mortgage Licensing Services (NMLS).
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Margaret Pryor, Premier Residential Mortgage of Texas
- NameMargaret Pryor
- Phone512-288-2997
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Michael Harrell has been in the mortgage business since 2009. He has built his business on dependability and a desire to provide his clients and business partners with a high level of customer service. Over the years, his passion for home loans has grown and he genuinely enjoys helping clients' dreams become reality. He specializes in FHA, VA, USDA, and Conventional loans and is also experienced in several down payment assistance programs. When he's not working, you can find Michael at the soccer and baseball fields cheering on his kids or at a UT game supporting his alma mater. He and his wife, Erin, enjoy visiting many of the local Austin eateries and finding exciting activities to do with their kids.Ask A Mortgage Question
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Hello, my name is Tracy Berdelle and I have been in the mortgage industry for 16 years. I have loved being a part of this industry as I get to work closely with homebuyers. My favorite part of working with them is having the ability to help people buy their homes. It's typically the most important purchased of your life and I love to be a part of it and helping people smoothly through the process. I work hard to get the job done for my clients as effectively as possible by getting things done on time as well as communicating clearly and often. I want my clients to know that I will be prompt, communicative and on time with deadlines as they come up.
My start in mortgages started with the President of Success Lending, Shaun Patrickus. He gave me the opportunity to join this industry in 2005 and I've really found it exciting and rewarding. Also, for 6 years, I did have experience in real estate as I worked as a paralegal for top residential real estate firm Fogarty & Fugate. I feel that having the understanding of the real estate and mortgage side of the business has been really beneficial to my work and to my clients. In addition, I am also able to speak Spanish and work with Spanish speaking clients.
A little about me, when I have free weekends, I love to spend my time with my friends and family as well as riding my horse Toast. I also love to ski, and travel. My favorite places to travel are the mountains and the beach. Other interests of mine involve sports and I am a big fan of the Chicago Blackhawks. Lastly, I am a proud pet owner. I have 4 pets total, 2 dogs - Tux and Bu, Toast (as I mentioned earlier), and my giant goldfish Goldie.
I hope to have the opportunity to work with you and help you on your way to homeownership. I am licensed in TX, IL, MI, CO, and WI. Contact me today to get started.
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Originally licensed in 2008 as a Loan Officer. As a seasoned Loan Officer, I take great pride as your personal navigator in the complex world of home financing. I am here to guide you every step of the way, ensuring you make informed decisions tailored to YOUR needs.
Our personalized service is designed around YOU. I advocate for your financial well-being, ensuring you secure the best deal and terms available. With our extensive network of lenders, we offer you a buffet of mortgage programs for your unique situation and goals. More options = better rates and terms for YOU!
I believe in relationships, not transactions. Your success is our success, and we're committed to fostering a long-term partnership with you on your homeownership journey.
About
Edgar Garcia
Mortgage Loan Originator
Mobile: 512.827.8898 Direct: 512.582.7249
edgar.garcia@primelending.com
garciamortgage.com
NMLS: 513253
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We are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client reviews. We are native Texans and we KNOW Texas! Founded in January of 2000, we have served the Great State of Texas for over 20 years and have funded and closed over 500,000,00 (That's HALF a BILLION) in mortgage loans! We are proud of our sterling reputation with our clients, realtor, builder, and commercial partners. Our specialty is providing home mortgage loans for the purchase or refinance of residential real estate in Texas. In addition to our traditional mortgage brokerage, we are a Certified Divorce lending Practice. We can provide financial strategies for divorcing clients, their attorneys, CFP, and the entire divorce team. This is highly specialized and we are proud to be CDLP certified. In addition, to purchase loans, Austin Mortgage Associates also provides refinancing of both primary residences and investment properties, as well as home equity and cash-out refinancing. We do conventional loans and jumbo loans in addition to government loans which include FHA loans, VA loans, and Texas Veterans Land Board loans. We are a Texas mortgage broker with multiple avenues available to provide the best and most competitive solution for your specific needs. Austin Mortgage Associates is proud of an A+ rating with the Better Business Bureau. Please give us a call today to let us know how we can best serve you. We look forward to working with you and showing you our Sum Zero Home Loan. In-Service, James CopelandAsk A Mortgage Question
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I have been in the mortgage industry for more than 11 years. I have a deep passion for this industry; my focus is in helping first-time homebuyers achieve their dream of homeownership. I am dedicated to educating buyers on finding the right loan for them as well as providing excellent customer service throughout the entire process. I joined Legacy Mutual Mortgage in 2018 because I believe that their culture and vision will help make my client's homebuying experience even better. Legacy has an in-house underwriting and funding team that helps ensure that my buyer's homes close in 30 days or less. Call me, let's discuss how I can help you.
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Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
Ask A Mortgage Question
About eXp Realty in Austin
Trust eXp Realty and our team of real estate agents to help you find homes for sale or to sell your current home. We recognize the level of service that the mobile consumer demands. You have information. You have dreams. We possess experience, integrity, and innovation. Together we create leverage to make your dreams a reality.
Latest Blog Posts
Should I Ask for a Lower Price or a Mortgage Rate Buydown?When you're negotiating on a home, you may have more than one way to save money.Should you ask the seller to lower the price? Or would you
Here is a thing that surprises a lot of Austin buyers about eight months after closing: the property tax number in your escrow estimate was based on the seller’s situation, not yours. If they
If you're buying, selling or refinancing this fall, there's a behind-the-scenes change you should know about. Starting Monday, November 2, 2026, Fannie Mae and Freddie Mac (the two agencies behind
Areas We Cover
- Austin
- Bastrop
- Bee Cave
- Blanco
- Buda
- Cedar Creek
- Cedar Park
- Coupland
- Dale
- Del Valle
- Dime Box
- Driftwood
- Dripping Springs
- Elgin
- Florence
- Georgetown
- Giddings
- Granger
- Hutto
- Jarrell
- Johnson City
- Jonestown
- Kyle
- Lago Vista
- Lakeway
- Leander
- Lexington
- Liberty Hill
- Lockhart
- Luling
- Manchaca
- Manor
- Marble Falls
- Martindale
- Mcdade
- Paige
- Pflugerville
- Point Venture
- Red Rock
- Rosanky
- Round Mountain
- Round Rock
- San Marcos
- Smithville
- Spicewood
- Taylor
- The Hills
- Thrall
- Volente
- West Lake Hills
- Wimberley
Austin Board of REALTORS® Copyright ©2026 All rights reserved.
Central Texas MLS | Four Rivers Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties
